Tomlinson & Co Independent agents · since 1966
Talk to an agent  800·616·1418
Free policy review · licensed agents

Is your home properly covered — and are you overpaying for it?

A licensed independent agent reviews your current homeowners policy, flags the coverage gaps most people never notice, and checks whether you're paying more than you should. Free, no obligation, about 5 minutes.

  • Real licensed agents review your policy — not an automated quote-spam site.
  • Independent — we compare multiple carriers, so the review is honest.
  • Your details are used only for your review. No selling your data.
Your annual premium
$2,840
reviewing… Example only — your review reflects your actual policy.

Start your free review

Takes about 5 minutes. No cost, no obligation.

Your information is kept private and secure.

You're all set.

A licensed agent will review your policy and reach out within one business day. Keep an eye on your email and phone.

1966Family-owned since
IndependentMultiple carriers, not one
LicensedReal agents, real reviews
$0Cost to have your policy reviewed
How it works

Three steps. One honest look at your policy.

No hard sell. You get a clear picture of your coverage and pricing, then decide what you want to do with it.

1

Tell us about your home

A few quick details — takes about two minutes. Nothing you have to dig for.

2

An agent reviews it

A licensed agent checks your coverage against your home's real risk and compares pricing across carriers.

3

You see gaps and savings

We show you what's missing and where you could pay less — then you decide. No obligation.

What the review looks at

The gaps most homeowners never see.

Policies drift out of date quietly. Here's what a real review catches.

Rebuild cost vs. your coverage

If your dwelling limit hasn't kept up with construction costs, you may be underinsured without knowing it.

Wind & deductible surprises

Percentage deductibles can mean thousands out of pocket. We make sure you know what yours actually is.

Lapses & non-renewals

If you've been dropped or your carrier is leaving your area, we help you land somewhere stable before it's a problem.

Whether you're overpaying

Same protection, different carrier, lower price — it happens more often than people expect. We check.

Common questions

Straight answers.

Is this really free?

Yes. The review costs nothing and there's no obligation. We only earn anything if you decide to move a policy to us — and only if it's genuinely better for you.

Are you an insurance company?

No — we're an independent agency that's been family-owned since 1966. Because we work with multiple carriers, the review is about finding what fits you, not selling one company's product.

What will you do with my information?

We use it to review your policy and contact you about it. We don't sell your information. You can ask us to stop contacting you at any time.

How soon will I hear back?

A licensed agent typically reaches out within one business day of your submission.

Ready when you are

See where your policy really stands.

Free review, no obligation, about five minutes.

Start my free review